Privacy Policy | One Finance Source

Effective Date: January 1, 2025
Company: One Finance Source / L.T.D. Group, Inc.
Address: 10235 W Sample Rd Suite 201, Coral Springs, FL 33065
Contact: info@onefinancesource.com

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We value your privacy.

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This Privacy Policy explains how we collect, use, store, and protect your personal information.

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1. Information We Collect

We collect:

• Contact Information: Name, phone number, email, address (via forms, applications, or SMS opt-ins).

• Financial Information: Business credit details, application data (only as needed for services).

• Usage Data: Website activity, communication preferences, opt-in/opt-out records.​

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2. How We Use Your Information

We use data to:

• Provide services (e.g., consulting, funding updates, appointment reminders).

• Send SMS/MMS or emails with your express written consent (see Communication Policy).

• Improve our services through analytics.

• Comply with legal obligations.

Promotional messages require separate opt-in consent.

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3. Data Sharing

SMS Privacy Policy:

Your phone number will be handled in accordance with our Privacy Policy. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the stated categories in this privacy policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
 
SMS Terms and Conditions:

By providing your mobile phone number, you consent to receive SMS messages from One Finance Source related to Business Consulting.

• Message Frequency: Message frequency may vary.

• Message and Data Rates: Standard message and data rates may apply depending on your carrier.

• Opting Out: You may opt out of receiving SMS messages at any time by replying with "STOP" to any SMS message you receive from us. After opting out, you will receive a confirmation message, and we will cease sending SMS messages to your number.

• Help and Support: If you need assistance or have questions about our SMS service, reply with "HELP" to any SMS message you receive, or contact our customer support team at info@onefinancesource.com

• With TCPA/CTIA-compliant vendors (e.g., messaging platforms) to deliver services.

• To comply with legal requirements (e.g., court orders).
  All vendors are contractually bound to protect your data.

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4. Data Security

Data is encrypted (AES-256 standard) and stored on secure servers. Access is restricted to authorized personnel. We maintain audit logs of data access.

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5. Data Retention

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• Consent/opt-out records are kept for 3 years.

• Other personal data is retained only as long as needed for services or legal compliance, then securely deleted.

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6. Your Rights

You may:

• Access, correct, or delete your data.

• Opt out of communications (reply “STOP” to SMS or email unsubscribe).

• Request a copy of your data or consent records.
  Submit requests to privacy@onefinancesource.com. We respond within 30 days.

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7. Cookies and Tracking

Our website uses cookies for analytics and functionality. You can disable cookies via browser settings, but this may affect site performance. See our Cookie Policy for details.

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8. Compliance

We comply with:

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• Telephone Consumer Protection Act (TCPA).

• California Consumer Privacy Act (CCPA) for California residents.

• CAN-SPAM Act for email communications.

• CTIA Messaging Principles and carrier guidelines.

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9. Third-Party Links

Our website may link to third-party sites. We are not responsible for their privacy practices.

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10. Children’s Privacy

Our services are not intended for individuals under 18. We do not knowingly collect data from minors.

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11. Updates to This Policy

We may update this policy. Changes are posted here and emailed to active users, effective immediately.

Contact Us

For privacy inquiries or complaints:
Email: info@onefinancesource.com
Phone: 954-231-1662
Address: 10235 W Sample Rd Suite 201, Coral Springs, FL 33065

© 2025 L.T.D. Group, Inc.