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Terms of Service 

Effective Date: 01/01/2025

Company Name: One Finance Source / L.T.D. Group, Inc.

Address: 10235 W Sample Rd Suite 201, Coral Springs, FL 33065

Contact: info@onefinancesource.com 

 

By accessing or using services provided by One Finance Source / L.T.D. Group, Inc., including but not limited to personal consulting, business consulting, business assistance, and SMS/MMS communications, you agree to the following terms:
 

 

 

1. Consent to Receive Communications

 

By providing your contact information (e.g., via website, forms, SMS opt-in), you give express written consent to receive SMS/MMS and emails for:

  • Appointment confirmations/reminders

  • Application/funding updates

  • Document requests

  • Credit monitoring follow-ups

  • Educational content on credit/financing

Promotional messages require separate opt-in consent. Consent is documented with timestamped records. Standard messaging/data rates may apply.

 

 

2. Opt-Out Policy

 

Reply “STOP” to unsubscribe from all SMS/MMS or “HELP” for support. Opt-outs are processed within 24 hours, and your number is added to our internal Do Not Contact (DNC) list. A confirmation message is sent upon opt-out.

 

 

3. Message Frequency

 

Messages are limited to 3 per week unless user-initiated or urgent. Messages are sent only between 8 AM and 8 PM in your local time zone.

 

 

4. Data Use and Privacy

 

Personal information is encrypted, stored securely, and used only to provide services. We do not sell/share data except as needed for service delivery or legal compliance. See our Privacy Policy: https://www.onefinancesource.com/privacy-policy.

 

 

5. Third-Party Platforms

 

We use TCPA/CTIA-compliant platforms for communications. Consent, opt-out, and delivery records are retained for 3 years for auditing.

 

 

6. User Responsibilities

 

You confirm:

  • You are the account holder/authorized user of the provided phone number.

  • Your contact information is accurate and updated.

  • You accept any carrier messaging/data charges.

 

 

7. Compliance Protections

 

 

 

8. Modification of Terms


We may update these terms. Changes are posted on our website and emailed to active users, effective immediately upon posting.

9. Governing Law


Governed by Florida law. Disputes are resolved in Broward County, Florida courts.

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