Terms of Service
Effective Date: 01/01/2025
Company Name: One Finance Source / L.T.D. Group, Inc.
Address: 10235 W Sample Rd Suite 201, Coral Springs, FL 33065
Contact: info@onefinancesource.com
By accessing or using services provided by One Finance Source / L.T.D. Group, Inc., including but not limited to personal consulting, business consulting, business assistance, and SMS/MMS communications, you agree to the following terms:
1. Consent to Receive Communications
By providing your contact information (e.g., via website, forms, SMS opt-in), you give express written consent to receive SMS/MMS and emails for:
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Appointment confirmations/reminders
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Application/funding updates
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Document requests
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Credit monitoring follow-ups
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Educational content on credit/financing
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Promotional messages require separate opt-in consent. Consent is documented with timestamped records. Standard messaging/data rates may apply.
2. Opt-Out Policy
Reply “STOP” to unsubscribe from all SMS/MMS or “HELP” for support. Opt-outs are processed within 24 hours, and your number is added to our internal Do Not Contact (DNC) list. A confirmation message is sent upon opt-out.
3. Message Frequency
Messages are limited to 3 per week unless user-initiated or urgent. Messages are sent only between 8 AM and 8 PM in your local time zone.
4. Data Use and Privacy
Personal information is encrypted, stored securely, and used only to provide services. We do not sell/share data except as needed for service delivery or legal compliance. See our Privacy Policy: https://www.onefinancesource.com/privacy-policy.
5. Third-Party Platforms
We use TCPA/CTIA-compliant platforms for communications. Consent, opt-out, and delivery records are retained for 3 years for auditing.
6. User Responsibilities
You confirm:
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You are the account holder/authorized user of the provided phone number.
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Your contact information is accurate and updated.
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You accept any carrier messaging/data charges.
7. Compliance Protections
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Numbers are checked against the National Do Not Call Registry before messaging.
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Contact compliance@onefinancesource.com for inquiries or complaints.
8. Modification of Terms
We may update these terms. Changes are posted on our website and emailed to active users, effective immediately upon posting.
9. Governing Law
Governed by Florida law. Disputes are resolved in Broward County, Florida courts.